SBI SCO Specialist Cadre Officer Recruitment 2026 – Detailed Syllabus & Study Plan

SBI SCO Specialist Cadre Officer Recruitment 2026 की तैयारी करने वाले उम्मीदवारों के लिए यहां Detailed Syllabus, Selection Process, Important Topics और 30 Days Study Plan दिया गया है। अगर आप SBI में Specialist Cadre Officer के रूप में Trade Finance Officer पद के लिए तैयारी कर रहे हैं, तो यह syllabus आपको Technical और Interview preparation को व्यवस्थित करने में मदद करेगा।

SBI SCO 2026 Selection Process

SBI Specialist Cadre Officer भर्ती में selection process post और advertisement के अनुसार अलग हो सकता है। वर्तमान Trade Finance Officer recruitment के लिए उम्मीदवारों को सबसे पहले eligibility और shortlisting criteria को समझना चाहिए।

SBI SCO Specialist Cadre Officer Detailed Syllabus 2026

SBI SCO Trade Finance Officer की तैयारी में सबसे ज्यादा importance International Trade, Letter of Credit, UCP 600, Forex, FEMA, Import-Export Documentation, SWIFT, AML/KYC और Sanctions Compliance को दिया जाना चाहिए।

1. International Trade & Trade Finance

Important Topics

• International Trade का अर्थ
• Import और Export
• Domestic Trade और International Trade में अंतर
• Importer और Exporter
• Buyer और Seller
• International Trade Cycle
• Trade Finance का अर्थ
• Trade Finance Products
• Trade Finance में Bank की भूमिका
• Correspondent Banking
• Nostro Account
• Vostro Account
• Loro Account
• International Payment Systems

2. Letter of Credit (LC)

Letter of Credit Trade Finance का सबसे महत्वपूर्ण topic है। इसके basic concepts के साथ-साथ LC के विभिन्न प्रकार और उसमें शामिल parties को अच्छी तरह समझना चाहिए।

LC Parties

• Applicant
• Beneficiary
• Issuing Bank
• Advising Bank
• Confirming Bank
• Nominated Bank
• Negotiating Bank
• Reimbursing Bank

Types of Letter of Credit

• Sight LC
• Usance LC
• Irrevocable LC
• Confirmed LC
• Unconfirmed LC
• Transferable LC
• Back-to-Back LC
• Revolving LC
• Red Clause LC
• Green Clause LC
• Standby Letter of Credit

LC Operations

• LC Opening
• LC Advising
• LC Amendment
• LC Confirmation
• Document Presentation
• Document Examination
• Negotiation
• Acceptance
• Payment
• Reimbursement
• Discrepant Documents
• LC Cancellation

3. UCP 600

UCP 600 Documentary Credits से संबंधित International Trade Finance का अत्यंत महत्वपूर्ण topic है। इसके basic principles, documentary presentation और discrepancy handling को अच्छे से पढ़ें।

• UCP 600 का उद्देश्य
• Documentary Credit
• Complying Presentation
• Honour
• Negotiation
• Presentation of Documents
• Examination of Documents
• Discrepancy
• Transport Documents
• Insurance Documents
• Banking Days

4. Documentary Collection

• Documentary Collection
• Clean Collection
• D/P – Documents against Payment
• D/A – Documents against Acceptance
• Remitting Bank
• Collecting Bank
• Presenting Bank
• Drawer
• Drawee
• Acceptance
• Payment
• Dishonour

5. Bank Guarantee

• Bank Guarantee
• Financial Guarantee
• Performance Guarantee
• Advance Payment Guarantee
• Bid Bond
• Retention Money Guarantee
• Deferred Payment Guarantee
• Counter Guarantee
• Guarantee Invocation
• Guarantee Amendment
• Guarantee Cancellation

6. Foreign Exchange – Forex

Forex knowledge Trade Finance Officer के लिए बहुत महत्वपूर्ण है। Exchange Rate और Forex transactions के basic concepts के साथ practical application भी समझें।

• Foreign Exchange Market
• Exchange Rate
• Spot Rate
• Forward Rate
• Buying Rate
• Selling Rate
• TT Rate
• Bill Rate
• Cross Currency
• Currency Appreciation
• Currency Depreciation
• Spot Transaction
• Forward Transaction
• Swap Transaction
• Currency Risk

7. FEMA 1999

• FEMA का उद्देश्य
• FEMA और FERA में अंतर
• Authorized Dealer
• Current Account Transactions
• Capital Account Transactions
• Foreign Exchange Regulations
• Import Payments
• Export Proceeds
• Foreign Remittance
• RBI Regulations

8. Export Finance

• Pre-Shipment Finance
• Post-Shipment Finance
• Packing Credit
• Export Bills
• Purchase of Export Bills
• Discounting
• Negotiation
• Export Bill Realisation
• Export Credit
• ECGC
• Export Credit Insurance

9. Import Finance

• Import Letter of Credit
• Import Bills
• Import Documents
• Import Payment
• Buyer’s Credit
• Supplier’s Credit
• Import Advance
• Bill of Entry
• Customs Documents
• Import Compliance

10. Import-Export Documents

• Commercial Invoice
• Proforma Invoice
• Packing List
• Bill of Lading
• Airway Bill
• Certificate of Origin
• Insurance Certificate
• Bill of Exchange
• Shipping Bill
• Bill of Entry
• Inspection Certificate
• Certificate of Analysis

Must Learn Differences

• Bill of Lading vs Airway Bill
• Shipping Bill vs Bill of Entry
• Commercial Invoice vs Proforma Invoice
• Pre-Shipment vs Post-Shipment Finance

11. Incoterms

• EXW
• FCA
• FAS
• FOB
• CFR
• CIF
• CPT
• CIP
• DAP
• DPU
• DDP

12. SWIFT & Banking Messages

• SWIFT का meaning और purpose
• SWIFT Messaging
• Trade Finance Messages
• MT700 – Documentary Credit
• MT707 – Amendment to Documentary Credit
• MT710
• MT720
• MT740
• MT742
• MT103 – Customer Credit Transfer

13. AML, KYC & Sanctions Compliance

KYC

• Know Your Customer
• Customer Due Diligence
• Enhanced Due Diligence
• Beneficial Owner
• Risk Categorisation

AML

• Anti-Money Laundering
• Money Laundering
• Suspicious Transactions
• STR
• CTR
• Customer Monitoring
• Transaction Monitoring

Sanctions

• OFAC
• UN Sanctions
• Sanctions Screening
• Transaction Screening
• Name Screening
• True Match
• False Positive
• Escalation Process

14. Trade-Based Money Laundering (TBML)

• TBML Meaning
• Over-Invoicing
• Under-Invoicing
• Multiple Invoicing
• False Documentation
• Misdescription of Goods
• Phantom Shipments
• Circular Transactions
• Trade Finance Red Flags

15. Banking & Financial Awareness

• RBI
• Monetary Policy
• Repo Rate
• CRR
• SLR
• MSF
• SDF
• NPA
• Basel Norms
• Capital Adequacy
• NEFT
• RTGS
• IMPS
• UPI
• Digital Banking

16. SBI Specific Preparation

Interview से पहले SBI से संबंधित निम्न topics जरूर पढ़ें:

• State Bank of India का History
• SBI का Business Model
• SBI Products & Services
• SBI International Banking
• SBI Trade Finance Operations
• SBI Digital Banking
• YONO
• SBI Corporate Banking
• SBI International Presence
• Recent SBI Financial Results
• Recent SBI News
• SBI की प्रमुख initiatives

17. Current Affairs – Last 6 Months

Interview के लिए Banking, Economy और International Trade से जुड़े पिछले 6 महीनों के current affairs पर विशेष ध्यान दें।

• RBI Monetary Policy
• Banking Sector News
• RBI Circulars
• Forex Market
• USD/INR Movement
• India Import-Export Data
• Trade Deficit
• WTO
• IMF
• World Bank
• G20
• BRICS
• International Trade Agreements
• International Banking Regulations

SBI SCO 30 Days Study Plan 2026

Daily Study Routine

SBI SCO Interview Preparation

SBI SCO interview में technical knowledge के साथ-साथ आपकी communication skills, professional experience, problem-solving ability और role-specific understanding को भी assess किया जा सकता है।

HR Questions

1. Tell me about yourself.
2. Why do you want to join SBI?
3. Why Trade Finance?
4. Why should SBI select you?
5. What are your strengths?
6. What is your weakness?
7. Where do you see yourself in five years?
8. Explain your current role.
9. What is your experience in Trade Finance?
10. Why do you want to change your current job?

Technical Interview Questions

1. What is Letter of Credit?
2. What is UCP 600?
3. What is discrepancy in LC?
4. What is Documentary Collection?
5. What is the difference between D/P and D/A?
6. What is SWIFT?
7. What is MT700?
8. What is FEMA?
9. Who is an Authorized Dealer?
10. What is Nostro Account?
11. What is Vostro Account?
12. What is Forex?
13. What is a Forward Contract?
14. What is AML?
15. What is KYC?
16. What is Sanctions Screening?
17. What is OFAC?
18. What is TBML?
19. What is Bill of Lading?
20. What are Incoterms?

Most Important Topics – Priority Order

Frequently Asked Questions – SBI SCO Syllabus 2026

Conclusion